Veritas Column

200 Queen Street West, Suite 2300

Toronto, ON M5H 3R3, Canada

+1 (647) 519-3847

Terms and Conditions

These Terms and Conditions constitute a legally binding agreement between you and Veritas Column. By using our website or services, you accept and agree to be bound by these terms. Please read them carefully and contact us if you have any questions before proceeding.

Last updated: November 28, 2025

Agreement and Acceptance

By accessing our website, requesting information, or engaging our professional services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions, along with our Privacy Policy and any other policies referenced herein.

These terms establish the rights and obligations of both parties and set forth the conditions under which we provide our services. If you do not agree with any part of these terms, you should not use our website or services. Your continued use of our website following any modifications to these terms constitutes acceptance of those modifications.

User Obligations and Responsibilities

Compliance with Laws

You agree to comply with all applicable federal, provincial, and local laws and regulations when using our website and services. This includes but is not limited to:

• Compliance with tax laws and regulations relevant to your organization
• Adherence to financial reporting requirements
• Following data protection and privacy laws
• Respecting intellectual property rights

Accurate Information

You agree to provide accurate, complete, and current information when communicating with us or using our services. You are responsible for maintaining the accuracy of any information you provide to us and for updating it as necessary. Providing false, misleading, or incomplete information may result in termination of services and may have legal consequences.

Cooperation and Communication

If you engage our professional services, you agree to:

• Respond promptly to requests for information or documentation
• Provide timely access to necessary financial records and systems
• Maintain open and honest communication about your organization's financial situation
• Notify us of any changes that may affect our services or recommendations

Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

• Using our services for any fraudulent, illegal, or unauthorized purpose
• Violating any laws or regulations in your jurisdiction
• Infringing upon or violating our intellectual property rights or those of others
• Transmitting viruses, malware, or other harmful code
• Harassing, abusing, or harming another person or entity
• Attempting to bypass security measures or gain unauthorized access

Professional Service Engagement

If you choose to engage our professional accounting and bookkeeping services, the specific terms of our engagement will be outlined in a separate service agreement. That agreement will detail the scope of services, fees, timelines, and other relevant terms specific to your engagement.

These general Terms and Conditions supplement but do not replace any specific service agreement. In the event of any conflict between these Terms and Conditions and a specific service agreement, the service agreement shall prevail with respect to the services covered by that agreement.

You acknowledge that the effectiveness of our services depends significantly on your cooperation, the completeness and accuracy of information you provide, and your willingness to implement recommendations we may offer.

Disclaimers and Limitations of Liability

No Guarantees of Specific Outcomes

While we strive to provide high-quality professional services, we cannot guarantee specific outcomes or results. The success of accounting and bookkeeping services depends on numerous factors, many of which are outside our control, including the accuracy of information you provide, your organization's internal processes, and external regulatory or economic conditions.

General Information Disclaimer

The content on our website is provided for general informational purposes only. It should not be construed as professional advice tailored to your specific situation. Every organization's financial circumstances are unique, and what works for one may not be appropriate for another. Before making any financial decisions, we recommend consulting with us directly about your particular needs.

Limitation of Liability

To the fullest extent permitted by applicable law, Veritas Column, its officers, directors, employees, and agents shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from your reliance on website content without direct consultation
• Damages resulting from circumstances beyond our reasonable control
• Damages resulting from your failure to provide accurate or complete information

In any event, our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you to us for services during the six months prior to the claim.

Exclusion of Warranties

Our services and website are provided "as is" without any warranties, express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will meet your requirements or that they will be uninterrupted, timely, secure, or error-free.

Indemnification

You agree to indemnify, defend, and hold harmless Veritas Column and its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable legal fees, resulting from:

• Your violation of these Terms and Conditions
• Your violation of any law or the rights of a third party
• Your use of our website or services
• Any false or misleading information you provide to us
• Your failure to fulfill your obligations under these terms or any service agreement

Privacy and Data Protection

We take the privacy and security of your information seriously. Our collection, use, and protection of your personal and financial information is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

By agreeing to these Terms and Conditions, you also agree to the terms of our Privacy Policy. You acknowledge that you have read and understood how we collect, use, and protect your information. We encourage you to review our Privacy Policy to understand our practices regarding your data.

Confidentiality

We understand that you may share sensitive financial and organizational information with us. We commit to maintaining the confidentiality of your information in accordance with professional accounting standards and applicable privacy laws.

We will not disclose your confidential information to third parties without your consent, except as required by law, professional standards, or as necessary to provide our services (such as sharing information with authorized service providers who are bound by confidentiality obligations). Specific confidentiality provisions may be detailed in individual service agreements.

Third-Party Services and Content

Our website may contain links to third-party websites or services that are not owned or controlled by Veritas Column. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of or reliance on any content, goods, or services available through such third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms and Conditions if such failure or delay is due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials. In such circumstances, we will make reasonable efforts to notify you and to resume performance as soon as practicable.

Legal Information and Dispute Resolution

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any principles of conflicts of law.

Jurisdiction

Any legal action or proceeding arising under or relating to these Terms and Conditions shall be brought exclusively in the courts located in Toronto, Ontario, Canada. You hereby consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum.

Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms and Conditions, we encourage the parties to first attempt to resolve the matter through good faith negotiation and discussion. If the dispute cannot be resolved through negotiation within 30 days, either party may pursue formal legal remedies as provided in these terms.

Severability

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The invalid provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and Veritas Column regarding the use of our website and services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Modification of Terms

We reserve the right to modify or replace these Terms and Conditions at any time at our sole discretion. If we make material changes, we will provide notice by updating the "Last updated" date at the top of these terms and, where appropriate, by providing additional notice through our website or via email.

Your continued use of our website or services following the posting of changes constitutes your acceptance of those changes. We encourage you to review these Terms and Conditions periodically to stay informed of any updates. If you do not agree to the modified terms, you should discontinue your use of our website and services.

Questions or Concerns?

If you have any questions or concerns about these Terms and Conditions, or if you need clarification on any point, please don't hesitate to contact us. We're here to help ensure you understand your rights and obligations.